FinSA Client Information

Based on the legal requirements of Art. 8ff. of the Financial Services Act (FINSA), we would like to supply you with this information sheet which provides an overview of INVESTIERA GROUP AG (hereinafter referred to as the «Financial Institution») and its services.

The Financial Institution was established in 2020.

A. Company Information

Address:

Street: Dr. Haasstrasse 25

Zip Code/City: 3074, Muri bei Bern

Phone: +41 (0) 79 44 44 811

Email: office@investiera.com

Website: www.investiera.com

Supervisory authority and audit firm

Under the new Federal Act on Financial Institutions (FinIA), all financial institutions need a license from FINMA to carry out their professional activities as a portfolio manager. The Financial Institution received its license on 13.07.2023 and is supervised by the supervisory organization AOOS. The Financial Institution is audited by the audit company SWA Swiss Auditors AG both in terms of regulatory law and obligations. The address of the supervisory organization and the audit company can be found below.

Supervisory organization: AOOS – Schweizerische Aktiengesellschaft für Aufsicht

Street: Clausiusstrasse 50

Zip Code / City: 8006 Zürich

Phone: +41 44 215 98 98

Email:  info@aoos.ch

Website: www.aoos.ch

Audit Firm Name: SWA Swiss Auditors AG

Address: Bahnhofstrasse 3

Zip Code / City:  8808 Pfäffikon

Phone: +41 (0)55 415 54 72 

Email: info@swa-audit.ch

Website: www.swa-audit.ch 

Ombudsman

The Financial Institution is affiliated with the independent ombudsman, Finanzombudsstelle Schweiz (FINOS) which is recognized by the Federal Department of Finance. Disputes concerning legal claims between the client and the financial services provider should be settled by an ombudsman's office, if possible, within the framework of a mediation procedure. The address of FINOS is stated below.

Name Ombudsman: Finanzombudsstelle Schweiz (FINOS)

Address: Talstrasse 20 (1st floor)

Zip Code / City: CH-8001 Zürich

Phone: Switzerland: 044 552 08 00

Abroad: +41-44 552 08 00

Email: info@finos.ch

Website: www.finos.ch

B. Information on the offered financial services

The Financial Institution provides portfolio management services to its clients. The services consist of the purchase and/or sale of financial instruments, the acceptance and transmission of orders that have the financial instruments as their object, administration (issuance, acceptance and management) of financial instruments.

The Financial Institution does not guarantee any yield nor performance of investment activities. The investment activity can therefore lead to an appreciation or a depreciation in value.

C. Client segmentation

Financial service providers are required to classify their clients into a client segmentation according to the law and adhere to the respective code-of-conduct. The Financial Services Act provides for «retail clients», «professional clients» and «institutional clients» segments. For each client, a client classification is determined within the framework of the cooperation with the financial institution. Subject to certain conditions, the client may change the client classification by opting out.

D. Information on risks and costs

General risks associated with financial instruments transactions

The portfolio management services involve financial risks. The Financial Institution shall provide all clients with the «Risks associated with Financial Instruments Transactions» brochure prior to the execution of the contract.  This brochure can also be found at www.swissbanking.org.

Clients of the Financial Institution may contact their client advisor at any time if they have any further questions.

Risks associated with the offered services

For a description of the various risks that may arise from the investment strategy for clients’ assets, please refer to the relevant portfolio management agreement.

Information on costs 

A fee is charged for the services rendered, which is usually calculated on the assets under management and/or on a performance basis. For more detailed information, please refer to the relevant portfolio management agreement.

E. Information about relationships with third parties

In connection with the financial services offered by the Financial Institution, economic ties may exist with third parties. The acceptance of payments from third parties as well as their treatment are regulated in detail and comprehensively in the respective portfolio management agreement. The Financial Institution declares that it does not accept retrocessions from third parties.

F. Information on the market offer considered

The Financial Institution basically follows an «open universe approach» and tries to make the best possible choice for the client when selecting financial instruments.